KPA and ComplyAuto Alternative for Dealership Compliance

What ARMP does differently

ARMP is designed as one dealership-wide compliance program: on-site auditing, OSHA and environmental compliance, F&I review, FTC Safeguards Rule governance, cybersecurity monitoring, training, third-party service-provider oversight, written programs, remediation tracking, and multi-rooftop reporting — all tied to one coordinated record.

ARMP combines dealership compliance disciplines that are often managed separately and puts them under one coordinated program with documented findings, assigned remediation, and historical reporting. The result is a clearer line of accountability from the initial on-site review through correction and closure.

• Employed auditors on site. The initial assessment typically takes one to two days depending on store size, with shorter reviews through the year.
• Three scored audit frameworks. OSHA, GLBA, and body shop reviews each use their own violation library and produce dated reports with remediation tracked and overdue items escalated.
• Remediation is part of the program. Findings are not left as a static report; deficiencies are tracked through correction and closure so ownership can see what remains open.
• Continuous monitoring for Safeguards Rule 314.4(d). Ridgeback Network Defense provides vulnerability, external IP exposure, and open-port scanning with archived reporting history.
• Maintained written programs. ARMP maintains the information security program with department-level NPI risk assessment, OSHA manual, compliance management system, and Red Flags program.
• F&I deal-jacket review. Completed deal jackets are reviewed by purchase type and vehicle type, with scored results and documented findings.
• Third-party service-provider oversight. Vendor attestations are collected through hosted forms with signature capture and automated follow-up on non-responders.
• Five-pillar ownership reporting. Audit, cyber, documentation, training, and vendor performance are tracked over time with per-location grades and historical snapshots.
• SDS access and documentation. The same compliance record includes SDS search and a request path for missing safety data sheets.

Why this matters. ARMP is built around evidence and closure. A dealership can see what was reviewed, what was found, what has been corrected, what remains open, and how every rooftop compares — instead of relying on disconnected snapshots from different providers.

Why dealerships move beyond KPA and ComplyAuto

Dealerships comparing compliance providers should focus on where responsibility actually sits. The more compliance is split among safety, F&I, IT and cybersecurity, training, and vendor-management programs, the more the dealership itself must connect the records and prove that nothing was missed.

The common pressure points:

• FTC Safeguards Rule exposure. Since June 2023, dealerships have needed stronger evidence that the information security program is implemented, maintained, and supported by the required safeguards.
• Fragmented accountability. When multiple vendors or platforms own separate pieces of compliance, ownership may still be left to determine who is responsible for a gap and who is responsible for closing it.
• 314.4(d) evidence. The dealership should be able to identify exactly how continuous monitoring or annual penetration testing is being satisfied and where the supporting evidence is retained.
• F&I and operational compliance in the same program. Dealership compliance should not stop at shop-floor safety; completed deal jackets, written programs, vendor oversight, and information-security controls also need documented review.
• Multi-rooftop visibility. Growing groups need consolidated comparison by location, overdue remediation, training status, cyber evidence, and a defensible historical record.

The comparison that matters: required obligations and proof

A dealership should require KPA, ComplyAuto, or any other provider to show exactly how each obligation is handled and where the evidence lives. The right-hand column shows how ARMP addresses each area inside its coordinated program.

Questions KPA and ComplyAuto should be required to answer in writing

1. Which of the nine FTC Safeguards Rule elements do you directly maintain and evidence for our dealership?
2. Does our package satisfy 16 CFR 314.4(d), and will you confirm exactly how that obligation is being met?
3. Do you perform dealership on-site audits, and are the people conducting them part of your organization?
4. Do you review completed F&I deal jackets against federal compliance requirements, or is that responsibility left elsewhere?
5. Do you maintain dealership-specific written programs and risk assessments, or are we responsible for adapting templates ourselves?
6. When an audit finding is identified, who owns the remediation, how is it tracked, and how are overdue items escalated?
7. Who collects and follows up on third-party service-provider Safeguards attestations?
8. Can ownership compare every rooftop in one consolidated view across audit, cyber, documentation, training, vendors, and open remediation?
9. What complete compliance history can we export if we leave, and in what usable format?

ARMP is built to answer these questions with one program. The purpose of the comparison is not to count modules. It is to determine whether the dealership can produce complete evidence of its compliance program, demonstrate that findings are being corrected, and give ownership a current view of risk across every location.

The ARMP position

Dealership compliance should be more than training assignments, templates, or a periodic checklist. ARMP is structured around direct on-site review, dealership-specific documentation, continuous cyber evidence, F&I oversight, third-party service-provider accountability, and remediation through closure — with ownership able to see the entire program in one place.

Competitor program scope and packaging can change. Require KPA, ComplyAuto, and any other provider to confirm current scope, responsibilities, and evidence in writing before making a final comparison.

Related guides

• How to choose a dealership compliance vendor
• FTC Safeguards Rule compliance for car dealerships
• Dealership F&I compliance audit
• Multi-rooftop dealership group compliance